Call reports 2016
FIRST STATE BANK SHANNON-POLO — 2016
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,186,000 | 152,042,000 | 151,806,000 | 151,129,000 |
| Total loans | 86,415,000 | 86,073,000 | 89,735,000 | 91,459,000 |
| Allowance for loan losses | 703,000 | 703,000 | 704,000 | 705,000 |
| Securities available for sale | 45,963,000 | 43,731,000 | 42,112,000 | 43,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,750,000 | 125,626,000 | 125,988,000 | 122,602,000 |
| Interest-bearing deposits | 98,440,000 | 101,247,000 | 101,064,000 | 97,780,000 |
| Noninterest-bearing deposits | 25,310,000 | 24,379,000 | 24,924,000 | 24,822,000 |
| Equity capital | 16,742,000 | 17,117,000 | 17,379,000 | 16,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,386,000 | 3,568,000 | 4,796,000 |
| Interest expense | 86,000 | 169,000 | 242,000 | 314,000 |
| Net interest income | 1,112,000 | 2,217,000 | 3,326,000 | 4,482,000 |
| Noninterest income | 324,000 | 699,000 | 1,036,000 | 1,370,000 |
| Noninterest expense | 1,022,000 | 2,057,000 | 3,127,000 | 4,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 414,000 | 859,000 | 1,235,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 414,000 | 859,000 | 1,235,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,628,000 | 14,851,000 | 15,019,000 | 14,609,000 |
| Total capital | 15,331,000 | 15,554,000 | 15,723,000 | 15,314,000 |
| Risk-weighted assets | 106,102,000 | 108,578,000 | 114,220,000 | 117,468,000 |