Call reports 2015
FIRST STATE BANK SHANNON-POLO — 2015
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,370,000 | 156,565,000 | 156,176,000 | 150,665,000 |
| Total loans | 84,125,000 | 86,761,000 | 90,668,000 | 88,316,000 |
| Allowance for loan losses | 662,000 | 664,000 | 762,000 | 704,000 |
| Securities available for sale | 51,732,000 | 49,899,000 | 49,383,000 | 46,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,774,000 | 129,527,000 | 129,077,000 | 124,414,000 |
| Interest-bearing deposits | 106,045,000 | 104,949,000 | 102,952,000 | 100,335,000 |
| Noninterest-bearing deposits | 25,729,000 | 24,578,000 | 26,125,000 | 24,079,000 |
| Equity capital | 16,050,000 | 16,207,000 | 16,428,000 | 16,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,368,000 | 3,591,000 | 4,816,000 |
| Interest expense | 107,000 | 212,000 | 308,000 | 400,000 |
| Net interest income | 1,069,000 | 2,156,000 | 3,283,000 | 4,416,000 |
| Noninterest income | 311,000 | 675,000 | 1,014,000 | 1,414,000 |
| Noninterest expense | 979,000 | 1,987,000 | 2,985,000 | 4,040,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 401,000 | 844,000 | 1,212,000 | 1,690,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 401,000 | 844,000 | 1,212,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,804,000 | 14,026,000 | 14,186,000 | 14,422,000 |
| Total capital | 14,466,000 | 14,690,000 | 14,948,000 | 15,126,000 |
| Risk-weighted assets | 103,738,000 | 109,910,000 | 115,001,000 | 110,451,000 |