Call reports 2014
FIRST STATE BANK SHANNON-POLO — 2014
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,658,000 | 161,916,000 | 160,030,000 | 156,098,000 |
| Total loans | 73,930,000 | 75,926,000 | 76,592,000 | 81,716,000 |
| Allowance for loan losses | 638,000 | 638,000 | 628,000 | 661,000 |
| Securities available for sale | 47,621,000 | 53,172,000 | 47,958,000 | 53,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,656,000 | 137,901,000 | 137,026,000 | 128,385,000 |
| Interest-bearing deposits | 114,664,000 | 113,443,000 | 113,318,000 | 105,401,000 |
| Noninterest-bearing deposits | 21,992,000 | 24,458,000 | 23,708,000 | 22,984,000 |
| Equity capital | 14,604,000 | 15,263,000 | 15,580,000 | 15,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,288,000 | 3,453,000 | 4,623,000 |
| Interest expense | 137,000 | 271,000 | 400,000 | 516,000 |
| Net interest income | 981,000 | 2,017,000 | 3,053,000 | 4,107,000 |
| Noninterest income | 287,000 | 565,000 | 922,000 | 1,251,000 |
| Noninterest expense | 940,000 | 1,960,000 | 2,905,000 | 3,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 291,000 | 585,000 | 1,015,000 | 1,294,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 291,000 | 585,000 | 1,015,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,146,000 | 13,223,000 | 13,445,000 | 13,597,000 |
| Total capital | 13,784,000 | 13,861,000 | 14,073,000 | 14,258,000 |
| Risk-weighted assets | 94,947,000 | 98,282,000 | 96,915,000 | 101,859,000 |