Call reports 2013
FIRST STATE BANK SHANNON-POLO — 2013
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,943,000 | 162,900,000 | 161,412,000 | 154,167,000 |
| Total loans | 67,910,000 | 68,541,000 | 71,083,000 | 76,503,000 |
| Allowance for loan losses | 649,000 | 636,000 | 602,000 | 638,000 |
| Securities available for sale | 47,603,000 | 49,839,000 | 49,931,000 | 43,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,194,000 | 137,252,000 | 138,564,000 | 132,695,000 |
| Interest-bearing deposits | 113,741,000 | 116,415,000 | 116,766,000 | 110,816,000 |
| Noninterest-bearing deposits | 20,453,000 | 20,837,000 | 21,798,000 | 21,879,000 |
| Equity capital | 15,360,000 | 15,039,000 | 13,977,000 | 13,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,225,000 | 3,311,000 | 4,445,000 |
| Interest expense | 164,000 | 324,000 | 478,000 | 623,000 |
| Net interest income | 944,000 | 1,901,000 | 2,833,000 | 3,822,000 |
| Noninterest income | 314,000 | 790,000 | 1,035,000 | 1,282,000 |
| Noninterest expense | 904,000 | 1,822,000 | 2,738,000 | 3,662,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 354,000 | 869,000 | 1,073,000 | 1,154,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 354,000 | 869,000 | 1,073,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,808,000 | 13,105,000 | 13,102,000 | 13,064,000 |
| Total capital | 13,457,000 | 13,741,000 | 13,704,000 | 13,702,000 |
| Risk-weighted assets | 92,361,000 | 90,695,000 | 93,901,000 | 99,881,000 |