Call reports 2012
FIRST STATE BANK SHANNON-POLO — 2012
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,235,000 | 157,293,000 | 158,013,000 | 156,443,000 |
| Total loans | 69,057,000 | 67,830,000 | 68,402,000 | 74,191,000 |
| Allowance for loan losses | 624,000 | 645,000 | 654,000 | 648,000 |
| Securities available for sale | 48,176,000 | 46,037,000 | 46,550,000 | 49,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,856,000 | 131,131,000 | 132,532,000 | 129,755,000 |
| Interest-bearing deposits | 111,513,000 | 110,472,000 | 113,083,000 | 107,240,000 |
| Noninterest-bearing deposits | 20,343,000 | 20,659,000 | 19,449,000 | 22,515,000 |
| Equity capital | 14,694,000 | 15,020,000 | 15,048,000 | 15,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,526,000 | 3,700,000 | 4,855,000 |
| Interest expense | 216,000 | 420,000 | 611,000 | 788,000 |
| Net interest income | 1,046,000 | 2,106,000 | 3,089,000 | 4,067,000 |
| Noninterest income | 330,000 | 679,000 | 951,000 | 1,277,000 |
| Noninterest expense | 880,000 | 1,802,000 | 2,708,000 | 3,623,000 |
| Provision for loan losses | 0 | 38,000 | 163,000 | 163,000 |
| Pretax income | 496,000 | 945,000 | 1,169,000 | 1,558,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 496,000 | 945,000 | 1,169,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,162,000 | 12,393,000 | 12,408,000 | 12,666,000 |
| Total capital | 12,786,000 | 13,038,000 | 13,062,000 | 13,314,000 |
| Risk-weighted assets | 91,073,000 | 89,594,000 | 91,988,000 | 98,576,000 |