Call reports 2011
FIRST STATE BANK SHANNON-POLO — 2011
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,514,000 | 147,256,000 | 146,183,000 | 151,422,000 |
| Total loans | 75,157,000 | 74,301,000 | 73,962,000 | 78,843,000 |
| Allowance for loan losses | 629,000 | 628,000 | 628,000 | 624,000 |
| Securities available for sale | 44,000,000 | 44,184,000 | 39,818,000 | 37,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,859,000 | 121,373,000 | 124,194,000 | 128,991,000 |
| Interest-bearing deposits | 102,416,000 | 103,936,000 | 106,912,000 | 108,803,000 |
| Noninterest-bearing deposits | 16,443,000 | 17,437,000 | 17,282,000 | 20,188,000 |
| Equity capital | 14,242,000 | 14,469,000 | 14,831,000 | 14,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,644,000 | 3,983,000 | 5,310,000 |
| Interest expense | 303,000 | 582,000 | 832,000 | 1,052,000 |
| Net interest income | 1,042,000 | 2,062,000 | 3,151,000 | 4,258,000 |
| Noninterest income | 280,000 | 562,000 | 842,000 | 1,111,000 |
| Noninterest expense | 897,000 | 1,880,000 | 2,772,000 | 3,676,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 267,000 |
| Pretax income | 375,000 | 694,000 | 1,175,000 | 1,430,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 375,000 | 694,000 | 1,175,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,058,000 | 11,916,000 | 12,186,000 | 11,875,000 |
| Total capital | 12,687,000 | 12,544,000 | 12,814,000 | 12,499,000 |
| Risk-weighted assets | 96,455,000 | 96,645,000 | 95,462,000 | 98,933,000 |