Call reports 2010
FIRST STATE BANK SHANNON-POLO — 2010
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,340,000 | 145,167,000 | 145,023,000 | 145,269,000 |
| Total loans | 75,788,000 | 75,283,000 | 75,414,000 | 79,112,000 |
| Allowance for loan losses | 621,000 | 621,000 | 621,000 | 664,000 |
| Securities available for sale | 42,857,000 | 44,576,000 | 44,196,000 | 44,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,362,000 | 119,437,000 | 122,034,000 | 121,527,000 |
| Interest-bearing deposits | 105,484,000 | 106,487,000 | 109,036,000 | 106,650,000 |
| Noninterest-bearing deposits | 11,878,000 | 12,950,000 | 12,998,000 | 14,877,000 |
| Equity capital | 13,515,000 | 13,879,000 | 13,886,000 | 13,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,883,000 | 4,273,000 | 5,636,000 |
| Interest expense | 381,000 | 749,000 | 1,117,000 | 1,457,000 |
| Net interest income | 1,073,000 | 2,134,000 | 3,156,000 | 4,179,000 |
| Noninterest income | 310,000 | 630,000 | 987,000 | 1,339,000 |
| Noninterest expense | 913,000 | 1,822,000 | 2,886,000 | 3,804,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 350,000 |
| Pretax income | 470,000 | 942,000 | 957,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 470,000 | 942,000 | 957,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,463,000 | 11,718,000 | 11,516,000 | 11,907,000 |
| Total capital | 12,084,000 | 12,339,000 | 12,137,000 | 12,571,000 |
| Risk-weighted assets | 98,212,000 | 98,627,000 | 98,780,000 | 102,142,000 |