Call reports 2009
FIRST STATE BANK SHANNON-POLO — 2009
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,645,000 | 145,624,000 | 141,581,000 | 142,610,000 |
| Total loans | 76,449,000 | 74,335,000 | 74,408,000 | 77,964,000 |
| Allowance for loan losses | 674,000 | 684,000 | 573,000 | 594,000 |
| Securities available for sale | 34,679,000 | 37,831,000 | 44,697,000 | 41,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,622,000 | 124,623,000 | 120,867,000 | 121,883,000 |
| Interest-bearing deposits | 108,345,000 | 113,672,000 | 109,617,000 | 107,955,000 |
| Noninterest-bearing deposits | 11,277,000 | 10,951,000 | 11,250,000 | 13,928,000 |
| Equity capital | 13,866,000 | 12,638,000 | 12,815,000 | 13,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,146,000 | 4,612,000 | 6,061,000 |
| Interest expense | 600,000 | 1,177,000 | 1,692,000 | 2,132,000 |
| Net interest income | 1,037,000 | 1,969,000 | 2,920,000 | 3,929,000 |
| Noninterest income | 289,000 | 622,000 | 889,000 | 1,158,000 |
| Noninterest expense | 847,000 | 2,628,000 | 3,632,000 | 4,708,000 |
| Provision for loan losses | 100,000 | 612,000 | 812,000 | 812,000 |
| Pretax income | 379,000 | -649,000 | -635,000 | -433,000 |
| Income tax | 0 | 0 | 0 | -15,000 |
| Net income | 379,000 | -649,000 | -635,000 | -418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,238,000 | 10,984,000 | 10,998,000 | 11,214,000 |
| Total capital | 12,912,000 | 11,668,000 | 11,571,000 | 11,808,000 |
| Risk-weighted assets | 97,774,000 | 97,114,000 | 96,118,000 | 99,700,000 |