Call reports 2008
FIRST STATE BANK SHANNON-POLO — 2008
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 137,854,000 | 137,750,000 | 134,826,000 | 134,594,000 |
| Total loans | 77,433,000 | 77,076,000 | 75,398,000 | 80,418,000 |
| Allowance for loan losses | 635,000 | 635,000 | 603,000 | 600,000 |
| Securities available for sale | 40,743,000 | 37,377,000 | 38,405,000 | 38,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,237,000 | 118,201,000 | 116,250,000 | 116,207,000 |
| Interest-bearing deposits | 107,233,000 | 107,984,000 | 105,110,000 | 103,036,000 |
| Noninterest-bearing deposits | 11,004,000 | 10,217,000 | 11,140,000 | 13,171,000 |
| Equity capital | 14,021,000 | 13,705,000 | 13,555,000 | 13,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,769,000 | 5,555,000 | 7,293,000 |
| Interest expense | 1,008,000 | 1,826,000 | 2,547,000 | 3,184,000 |
| Net interest income | 964,000 | 1,943,000 | 3,008,000 | 4,109,000 |
| Noninterest income | 212,000 | 435,000 | 681,000 | 906,000 |
| Noninterest expense | 803,000 | 1,605,000 | 2,442,000 | 3,331,000 |
| Provision for loan losses | 0 | 110,000 | 110,000 | 360,000 |
| Pretax income | 373,000 | 663,000 | 1,137,000 | 1,324,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 373,000 | 663,000 | 1,137,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,727,000 | 11,799,000 | 12,058,000 | 12,242,000 |
| Total capital | 12,362,000 | 12,434,000 | 12,661,000 | 12,842,000 |
| Risk-weighted assets | 99,230,000 | 98,162,000 | 97,290,000 | 101,010,000 |