Call reports 2007
FIRST STATE BANK SHANNON-POLO — 2007
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,722,000 | 137,155,000 | 136,388,000 | 141,640,000 |
| Total loans | 83,430,000 | 80,880,000 | 79,627,000 | 79,134,000 |
| Allowance for loan losses | 710,000 | 710,000 | 700,000 | 695,000 |
| Securities available for sale | 39,574,000 | 42,926,000 | 45,373,000 | 42,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,812,000 | 118,726,000 | 116,649,000 | 119,549,000 |
| Interest-bearing deposits | 108,600,000 | 109,152,000 | 106,388,000 | 108,322,000 |
| Noninterest-bearing deposits | 10,212,000 | 9,574,000 | 10,261,000 | 11,227,000 |
| Equity capital | 13,850,000 | 13,216,000 | 13,613,000 | 14,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,217,000 | 6,361,000 | 8,462,000 |
| Interest expense | 1,087,000 | 2,170,000 | 3,254,000 | 4,320,000 |
| Net interest income | 1,034,000 | 2,047,000 | 3,107,000 | 4,142,000 |
| Noninterest income | 194,000 | 372,000 | 548,000 | 760,000 |
| Noninterest expense | 758,000 | 1,535,000 | 2,350,000 | 3,175,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 120,000 |
| Pretax income | 470,000 | 884,000 | 1,230,000 | 1,607,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 470,000 | 884,000 | 1,230,000 | 1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,806,000 | 11,881,000 | 11,947,000 | 12,320,000 |
| Total capital | 12,516,000 | 12,591,000 | 12,647,000 | 13,015,000 |
| Risk-weighted assets | 99,692,000 | 98,869,000 | 99,282,000 | 101,135,000 |