Call reports 2006
FIRST STATE BANK SHANNON-POLO — 2006
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 130,102,000 | 136,062,000 | 137,125,000 | 138,891,000 |
| Total loans | 89,557,000 | 90,001,000 | 91,890,000 | 86,308,000 |
| Allowance for loan losses | 646,000 | 644,000 | 668,000 | 707,000 |
| Securities available for sale | 31,023,000 | 31,417,000 | 34,611,000 | 35,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,497,000 | 113,786,000 | 117,711,000 | 120,288,000 |
| Interest-bearing deposits | 97,744,000 | 104,898,000 | 108,764,000 | 110,348,000 |
| Noninterest-bearing deposits | 9,753,000 | 8,888,000 | 8,947,000 | 9,940,000 |
| Equity capital | 13,363,000 | 13,516,000 | 14,148,000 | 14,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,736,000 | 5,835,000 | 7,941,000 |
| Interest expense | 759,000 | 1,636,000 | 2,642,000 | 3,734,000 |
| Net interest income | 1,038,000 | 2,100,000 | 3,193,000 | 4,207,000 |
| Noninterest income | 192,000 | 383,000 | 614,000 | 790,000 |
| Noninterest expense | 724,000 | 1,453,000 | 2,140,000 | 2,902,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 205,000 |
| Pretax income | 506,000 | 1,030,000 | 1,612,000 | 1,875,000 |
| Income tax | 0 | 0 | 0 | 16,000 |
| Net income | 506,000 | 1,030,000 | 1,612,000 | 1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,442,000 | 11,732,000 | 12,096,000 | 12,343,000 |
| Total capital | 12,088,000 | 12,376,000 | 12,764,000 | 13,050,000 |
| Risk-weighted assets | 102,026,000 | 102,884,000 | 104,835,000 | 102,148,000 |