Call reports 2004
FIRST STATE BANK SHANNON-POLO — 2004
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 123,143,000 | 123,061,000 | 120,940,000 | 129,008,000 |
| Total loans | 67,637,000 | 69,614,000 | 75,231,000 | 77,882,000 |
| Allowance for loan losses | 598,000 | 597,000 | 594,000 | 585,000 |
| Securities available for sale | 39,478,000 | 37,288,000 | 36,160,000 | 38,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,609,000 | 103,322,000 | 100,914,000 | 109,807,000 |
| Interest-bearing deposits | 92,100,000 | 94,172,000 | 92,781,000 | 100,981,000 |
| Noninterest-bearing deposits | 9,509,000 | 9,150,000 | 8,133,000 | 8,826,000 |
| Equity capital | 12,810,000 | 12,096,000 | 12,993,000 | 12,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,763,000 | 4,157,000 | 5,645,000 |
| Interest expense | 483,000 | 932,000 | 1,391,000 | 1,935,000 |
| Net interest income | 906,000 | 1,831,000 | 2,766,000 | 3,710,000 |
| Noninterest income | 168,000 | 302,000 | 453,000 | 600,000 |
| Noninterest expense | 612,000 | 1,224,000 | 1,848,000 | 2,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 462,000 | 909,000 | 1,371,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 462,000 | 909,000 | 1,371,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,380,000 | 10,609,000 | 10,852,000 | 10,795,000 |
| Total capital | 10,978,000 | 11,206,000 | 11,446,000 | 11,380,000 |
| Risk-weighted assets | 74,456,000 | 76,650,000 | 80,948,000 | 85,664,000 |