Call reports 2003
FIRST STATE BANK SHANNON-POLO — 2003
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,437,000 | 125,136,000 | 123,434,000 | 124,270,000 |
| Total loans | 61,159,000 | 62,242,000 | 65,157,000 | 69,979,000 |
| Allowance for loan losses | 556,000 | 549,000 | 595,000 | 596,000 |
| Securities available for sale | 41,336,000 | 42,459,000 | 39,977,000 | 41,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,992,000 | 103,755,000 | 103,005,000 | 103,369,000 |
| Interest-bearing deposits | 91,462,000 | 94,807,000 | 95,482,000 | 94,669,000 |
| Noninterest-bearing deposits | 8,530,000 | 8,948,000 | 7,523,000 | 8,700,000 |
| Equity capital | 12,740,000 | 12,874,000 | 12,361,000 | 12,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 2,967,000 | 4,390,000 | 5,838,000 |
| Interest expense | 647,000 | 1,277,000 | 1,871,000 | 2,426,000 |
| Net interest income | 874,000 | 1,690,000 | 2,519,000 | 3,412,000 |
| Noninterest income | 174,000 | 361,000 | 583,000 | 715,000 |
| Noninterest expense | 602,000 | 1,174,000 | 1,765,000 | 2,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 883,000 | 1,343,000 | 1,696,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 446,000 | 883,000 | 1,343,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,856,000 | 9,958,000 | 10,088,000 | 10,302,000 |
| Total capital | 10,412,000 | 10,507,000 | 10,683,000 | 10,898,000 |
| Risk-weighted assets | 66,514,000 | 69,344,000 | 72,196,000 | 76,836,000 |