Call reports 2002
FIRST STATE BANK SHANNON-POLO — 2002
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,017,000 | 119,558,000 | 122,014,000 | 123,393,000 |
| Total loans | 59,618,000 | 61,542,000 | 62,160,000 | 60,548,000 |
| Allowance for loan losses | 571,000 | 572,000 | 571,000 | 556,000 |
| Securities available for sale | 41,198,000 | 39,135,000 | 43,041,000 | 42,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,083,000 | 97,113,000 | 101,121,000 | 101,305,000 |
| Interest-bearing deposits | 87,045,000 | 90,291,000 | 92,967,000 | 92,896,000 |
| Noninterest-bearing deposits | 7,038,000 | 6,822,000 | 8,154,000 | 8,409,000 |
| Equity capital | 10,929,000 | 11,464,000 | 12,193,000 | 12,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,325,000 | 4,997,000 | 6,630,000 |
| Interest expense | 810,000 | 1,593,000 | 2,344,000 | 3,055,000 |
| Net interest income | 838,000 | 1,732,000 | 2,653,000 | 3,575,000 |
| Noninterest income | 106,000 | 237,000 | 371,000 | 519,000 |
| Noninterest expense | 629,000 | 1,220,000 | 1,804,000 | 2,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 320,000 | 754,000 | 1,225,000 | 1,636,000 |
| Income tax | 117,000 | 117,000 | 117,000 | 103,000 |
| Net income | 203,000 | 637,000 | 1,108,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,603,000 | 8,946,000 | 9,440,000 | 9,663,000 |
| Total capital | 9,174,000 | 9,518,000 | 10,011,000 | 10,219,000 |
| Risk-weighted assets | 66,006,000 | 68,352,000 | 69,702,000 | 67,818,000 |