Call reports 2001
FIRST STATE BANK SHANNON-POLO — 2001
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,532,000 | 108,795,000 | 114,147,000 | 113,969,000 |
| Total loans | 56,192,000 | 56,356,000 | 57,617,000 | 59,058,000 |
| Allowance for loan losses | 582,000 | 578,000 | 574,000 | 571,000 |
| Securities available for sale | 40,588,000 | 40,726,000 | 38,512,000 | 42,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,442,000 | 91,557,000 | 95,606,000 | 95,132,000 |
| Interest-bearing deposits | 86,659,000 | 85,012,000 | 88,646,000 | 86,801,000 |
| Noninterest-bearing deposits | 6,783,000 | 6,545,000 | 6,960,000 | 8,331,000 |
| Equity capital | 10,363,000 | 10,442,000 | 10,832,000 | 10,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,698,000 | 5,466,000 | 7,172,000 |
| Interest expense | 1,193,000 | 2,309,000 | 3,291,000 | 4,178,000 |
| Net interest income | 691,000 | 1,389,000 | 2,175,000 | 2,994,000 |
| Noninterest income | 128,000 | 299,000 | 494,000 | 646,000 |
| Noninterest expense | 539,000 | 1,110,000 | 1,681,000 | 2,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 578,000 | 1,011,000 | 1,277,000 |
| Income tax | 68,000 | 152,000 | 293,000 | 357,000 |
| Net income | 212,000 | 426,000 | 718,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,982,000 | 8,078,000 | 8,337,000 | 8,419,000 |
| Total capital | 8,564,000 | 8,656,000 | 8,911,000 | 8,990,000 |
| Risk-weighted assets | 73,078,000 | 65,611,000 | 66,315,000 | 66,632,000 |