Call reports 2002
BANK OF GREENVILLE — 2002
What BANK OF GREENVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 31,887,000 | 29,936,000 | 29,825,000 |
| Total loans | 18,814,000 | 17,780,000 | 16,386,000 |
| Allowance for loan losses | 496,000 | 506,000 | 414,000 |
| Securities available for sale | 7,708,000 | 7,262,000 | 8,649,000 |
| Securities held to maturity | 1,040,000 | 1,039,000 | 739,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 30,348,000 | 28,192,000 | 28,003,000 |
| Interest-bearing deposits | 25,329,000 | 23,145,000 | 23,096,000 |
| Noninterest-bearing deposits | 5,019,000 | 5,047,000 | 4,907,000 |
| Equity capital | 1,470,000 | 1,629,000 | 1,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 580,000 | 1,129,000 | 1,609,000 |
| Interest expense | 199,000 | 334,000 | 462,000 |
| Net interest income | 381,000 | 795,000 | 1,147,000 |
| Noninterest income | 46,000 | 88,000 | 131,000 |
| Noninterest expense | 325,000 | 669,000 | 1,019,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 |
| Pretax income | 72,000 | 164,000 | 209,000 |
| Income tax | 15,000 | 25,000 | 25,000 |
| Net income | 57,000 | 139,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 1,320,000 | 1,421,000 | 1,470,000 |
| Total capital | 1,543,000 | 1,627,000 | 1,659,000 |
| Risk-weighted assets | 17,536,000 | 16,246,000 | 14,893,000 |