Call reports 2001
BANK OF GREENVILLE — 2001
What BANK OF GREENVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,544,000 | 36,187,000 | 37,046,000 | 35,156,000 |
| Total loans | 21,279,000 | 21,356,000 | 21,248,000 | 19,766,000 |
| Allowance for loan losses | 343,000 | 477,000 | 383,000 | 518,000 |
| Securities available for sale | 1,556,000 | 1,555,000 | 7,748,000 | 9,088,000 |
| Securities held to maturity | 2,312,000 | 1,412,000 | 1,211,000 | 1,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,425,000 | 34,369,000 | 35,156,000 | 33,605,000 |
| Interest-bearing deposits | 28,046,000 | 29,382,000 | 29,742,000 | 29,399,000 |
| Noninterest-bearing deposits | 4,379,000 | 4,987,000 | 5,414,000 | 4,206,000 |
| Equity capital | 1,946,000 | 1,666,000 | 1,731,000 | 1,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,302,000 | 1,977,000 | 2,586,000 |
| Interest expense | 368,000 | 748,000 | 1,110,000 | 1,432,000 |
| Net interest income | 308,000 | 554,000 | 867,000 | 1,154,000 |
| Noninterest income | 41,000 | 83,000 | 129,000 | 171,000 |
| Noninterest expense | 325,000 | 667,000 | 1,008,000 | 1,486,000 |
| Provision for loan losses | 0 | 285,000 | 326,000 | 585,000 |
| Pretax income | 24,000 | -315,000 | -338,000 | -746,000 |
| Income tax | 0 | -107,000 | -107,000 | -299,000 |
| Net income | 24,000 | -208,000 | -231,000 | -447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,899,000 | 1,606,000 | 1,612,000 | 1,294,000 |
| Total capital | 2,222,000 | 1,878,000 | 1,876,000 | 1,534,000 |
| Risk-weighted assets | 25,856,000 | 21,042,000 | 20,970,000 | 19,022,000 |