Call reports 2025
STATE BANK OF TAUNTON — 2025
What STATE BANK OF TAUNTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 49,945,000 | 48,681,000 | 46,885,000 | 48,176,000 |
| Total loans | 35,527,000 | 33,410,000 | 28,757,000 | 25,324,000 |
| Allowance for loan losses | 204,000 | 208,000 | 211,000 | 613,000 |
| Securities available for sale | 9,851,000 | 9,966,000 | 10,074,000 | 11,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,537,000 | 39,158,000 | 37,088,000 | 38,600,000 |
| Interest-bearing deposits | 31,104,000 | 31,254,000 | 29,436,000 | 29,011,000 |
| Noninterest-bearing deposits | 9,433,000 | 7,904,000 | 7,652,000 | 9,589,000 |
| Equity capital | 4,709,000 | 4,805,000 | 5,095,000 | 4,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,395,000 | 2,068,000 | 2,672,000 |
| Interest expense | 149,000 | 284,000 | 407,000 | 529,000 |
| Net interest income | 548,000 | 1,111,000 | 1,661,000 | 2,143,000 |
| Noninterest income | 30,000 | 50,000 | 40,000 | 82,000 |
| Noninterest expense | 486,000 | 1,091,000 | 1,484,000 | 1,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 93,000 | 70,000 | 215,000 | -62,000 |
| Income tax | 4,000 | 0 | 0 | 0 |
| Net income | 89,000 | 70,000 | 215,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,589,000 | 6,570,000 | 6,715,000 | 6,438,000 |
| Total capital | 6,793,000 | 6,778,000 | 6,926,000 | 6,874,000 |
| Risk-weighted assets | 41,001,000 | 43,466,000 | 38,809,000 | 34,677,000 |