Call reports 2022
STATE BANK OF TAUNTON — 2022
What STATE BANK OF TAUNTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,842,000 | 60,771,000 | 58,632,000 | 54,152,000 |
| Total loans | 41,523,000 | 43,022,000 | 40,995,000 | 38,533,000 |
| Allowance for loan losses | 456,000 | 459,000 | 460,000 | 465,000 |
| Securities available for sale | 10,472,000 | 10,414,000 | 10,633,000 | 10,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,428,000 | 53,679,000 | 51,994,000 | 49,377,000 |
| Interest-bearing deposits | 40,586,000 | 43,711,000 | 42,086,000 | 38,926,000 |
| Noninterest-bearing deposits | 8,842,000 | 9,968,000 | 9,907,000 | 10,451,000 |
| Equity capital | 4,636,000 | 4,293,000 | 3,805,000 | 4,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,157,000 | 1,814,000 | 2,477,000 |
| Interest expense | 33,000 | 65,000 | 99,000 | 136,000 |
| Net interest income | 528,000 | 1,092,000 | 1,715,000 | 2,341,000 |
| Noninterest income | 25,000 | 265,000 | 292,000 | 323,000 |
| Noninterest expense | 475,000 | 992,000 | 1,565,000 | 2,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 372,000 | 449,000 | 520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 372,000 | 449,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,014,000 | 6,301,000 | 5,935,000 | 6,449,000 |
| Total capital | 6,470,000 | 6,760,000 | 6,395,000 | 6,914,000 |
| Risk-weighted assets | 49,648,000 | 53,388,000 | 48,869,000 | 45,568,000 |