Call reports 2020
STATE BANK OF TAUNTON — 2020
What STATE BANK OF TAUNTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,524,000 | 50,765,000 | 48,437,000 | 49,412,000 |
| Total loans | 34,105,000 | 36,240,000 | 37,055,000 | 37,053,000 |
| Allowance for loan losses | 458,000 | 463,000 | 467,000 | 430,000 |
| Securities available for sale | 8,848,000 | 7,910,000 | 5,120,000 | 6,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,074,000 | 43,184,000 | 40,698,000 | 41,730,000 |
| Interest-bearing deposits | 35,434,000 | 35,644,000 | 34,238,000 | 34,267,000 |
| Noninterest-bearing deposits | 5,639,000 | 7,540,000 | 6,460,000 | 7,463,000 |
| Equity capital | 5,253,000 | 5,354,000 | 5,494,000 | 5,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,093,000 | 1,635,000 | 2,213,000 |
| Interest expense | 96,000 | 187,000 | 267,000 | 339,000 |
| Net interest income | 459,000 | 906,000 | 1,368,000 | 1,874,000 |
| Noninterest income | 20,000 | 80,000 | 106,000 | 83,000 |
| Noninterest expense | 454,000 | 869,000 | 1,311,000 | 1,746,000 |
| Provision for loan losses | 0 | 0 | 0 | -40,000 |
| Pretax income | 80,000 | 176,000 | 278,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 176,000 | 278,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,314,000 | 5,410,000 | 5,511,000 | 5,600,000 |
| Total capital | 5,772,000 | 5,873,000 | 5,978,000 | 6,030,000 |
| Risk-weighted assets | 38,532,000 | 40,809,000 | 40,311,000 | 41,309,000 |