Call reports 2019
STATE BANK OF TAUNTON — 2019
What STATE BANK OF TAUNTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,631,000 | 49,136,000 | 47,714,000 | 48,226,000 |
| Total loans | 33,975,000 | 31,918,000 | 33,271,000 | 35,007,000 |
| Allowance for loan losses | 443,000 | 447,000 | 451,000 | 455,000 |
| Securities available for sale | 7,292,000 | 6,443,000 | 5,091,000 | 6,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,592,000 | 41,788,000 | 40,166,000 | 40,662,000 |
| Interest-bearing deposits | 37,324,000 | 36,402,000 | 34,633,000 | 34,565,000 |
| Noninterest-bearing deposits | 5,268,000 | 5,386,000 | 5,533,000 | 6,097,000 |
| Equity capital | 4,859,000 | 5,131,000 | 5,295,000 | 5,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,104,000 | 1,678,000 | 2,245,000 |
| Interest expense | 101,000 | 206,000 | 304,000 | 402,000 |
| Net interest income | 424,000 | 898,000 | 1,374,000 | 1,843,000 |
| Noninterest income | 32,000 | 9,000 | 35,000 | 57,000 |
| Noninterest expense | 388,000 | 743,000 | 1,134,000 | 1,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 216,000 | 387,000 | 561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 216,000 | 387,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,976,000 | 5,114,000 | 5,285,000 | 5,459,000 |
| Total capital | 5,419,000 | 5,561,000 | 5,736,000 | 5,914,000 |
| Risk-weighted assets | 35,851,000 | 40,407,000 | 40,719,000 | 39,407,000 |