Call reports 2018
STATE BANK OF TAUNTON — 2018
What STATE BANK OF TAUNTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,856,000 | 46,623,000 | 47,142,000 | 47,796,000 |
| Total loans | 33,104,000 | 32,927,000 | 34,717,000 | 33,326,000 |
| Allowance for loan losses | 502,000 | 505,000 | 509,000 | 436,000 |
| Securities available for sale | 7,897,000 | 7,991,000 | 7,779,000 | 7,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,446,000 | 41,064,000 | 40,557,000 | 41,087,000 |
| Interest-bearing deposits | 36,740,000 | 35,870,000 | 35,047,000 | 35,311,000 |
| Noninterest-bearing deposits | 4,706,000 | 5,194,000 | 5,510,000 | 5,776,000 |
| Equity capital | 4,243,000 | 4,351,000 | 4,380,000 | 4,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,050,000 | 1,612,000 | 2,150,000 |
| Interest expense | 66,000 | 131,000 | 197,000 | 300,000 |
| Net interest income | 454,000 | 919,000 | 1,415,000 | 1,850,000 |
| Noninterest income | -243,000 | -195,000 | -144,000 | -149,000 |
| Noninterest expense | 442,000 | 847,000 | 1,285,000 | 1,684,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | -231,000 | -123,000 | -14,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -231,000 | -123,000 | -14,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,686,000 | 4,796,000 | 4,901,000 |
| Total capital | 5,036,000 | 5,154,000 | 5,253,000 | 5,337,000 |
| Risk-weighted assets | 36,518,000 | 37,404,000 | 36,507,000 | 35,275,000 |