Call reports 2017
STATE BANK OF TAUNTON — 2017
What STATE BANK OF TAUNTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,178,000 | 49,405,000 | 48,758,000 | 48,722,000 |
| Total loans | 33,942,000 | 33,379,000 | 35,034,000 | 34,248,000 |
| Allowance for loan losses | 508,000 | 536,000 | 538,000 | 540,000 |
| Securities available for sale | 8,920,000 | 7,297,000 | 6,725,000 | 7,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,572,000 | 43,588,000 | 42,828,000 | 42,743,000 |
| Interest-bearing deposits | 39,290,000 | 38,910,000 | 37,871,000 | 37,118,000 |
| Noninterest-bearing deposits | 5,282,000 | 4,678,000 | 4,957,000 | 5,625,000 |
| Equity capital | 4,401,000 | 4,581,000 | 4,655,000 | 4,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,033,000 | 1,562,000 | 2,088,000 |
| Interest expense | 69,000 | 137,000 | 204,000 | 273,000 |
| Net interest income | 444,000 | 896,000 | 1,358,000 | 1,815,000 |
| Noninterest income | 51,000 | 105,000 | 136,000 | 231,000 |
| Noninterest expense | 474,000 | 918,000 | 1,336,000 | 1,721,000 |
| Provision for loan losses | 1,000 | 0 | 0 | 0 |
| Pretax income | 21,000 | 95,000 | 180,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 95,000 | 180,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,615,000 | 4,689,000 | 4,772,000 | 4,935,000 |
| Total capital | 5,096,000 | 5,165,000 | 5,271,000 | 5,414,000 |
| Risk-weighted assets | 38,496,000 | 38,026,000 | 39,879,000 | 38,220,000 |