Call reports 2016
STATE BANK OF TAUNTON — 2016
What STATE BANK OF TAUNTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,302,000 | 50,060,000 | 47,930,000 | 48,470,000 |
| Total loans | 33,445,000 | 32,282,000 | 32,166,000 | 33,408,000 |
| Allowance for loan losses | 567,000 | 574,000 | 576,000 | 505,000 |
| Securities available for sale | 8,820,000 | 6,356,000 | 6,163,000 | 7,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,547,000 | 45,327,000 | 43,189,000 | 44,011,000 |
| Interest-bearing deposits | 43,850,000 | 40,612,000 | 38,950,000 | 39,096,000 |
| Noninterest-bearing deposits | 4,697,000 | 4,715,000 | 4,239,000 | 4,915,000 |
| Equity capital | 4,577,000 | 4,554,000 | 4,555,000 | 4,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 994,000 | 1,513,000 | 1,987,000 |
| Interest expense | 70,000 | 137,000 | 202,000 | 271,000 |
| Net interest income | 422,000 | 857,000 | 1,311,000 | 1,716,000 |
| Noninterest income | 51,000 | 51,000 | 102,000 | 157,000 |
| Noninterest expense | 413,000 | 913,000 | 1,400,000 | 1,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 30,000 | 53,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 30,000 | 53,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,557,000 | 4,512,000 | 4,536,000 | 4,593,000 |
| Total capital | 4,999,000 | 4,950,000 | 4,976,000 | 5,056,000 |
| Risk-weighted assets | 35,224,000 | 34,934,000 | 35,140,000 | 36,979,000 |