Call reports 2013
STATE BANK OF TAUNTON — 2013
What STATE BANK OF TAUNTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,585,000 | 70,764,000 | 67,610,000 | 65,313,000 |
| Total loans | 46,423,000 | 47,579,000 | 45,535,000 | 43,380,000 |
| Allowance for loan losses | 1,093,000 | 1,073,000 | 1,833,000 | 1,366,000 |
| Securities available for sale | 12,623,000 | 13,005,000 | 12,279,000 | 10,848,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,147,000 | 65,768,000 | 62,737,000 | 60,672,000 |
| Interest-bearing deposits | 60,719,000 | 60,707,000 | 57,472,000 | 54,457,000 |
| Noninterest-bearing deposits | 5,428,000 | 5,061,000 | 5,265,000 | 6,215,000 |
| Equity capital | 5,248,000 | 4,847,000 | 4,751,000 | 4,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,416,000 | 2,243,000 | 2,927,000 |
| Interest expense | 215,000 | 422,000 | 608,000 | 756,000 |
| Net interest income | 487,000 | 994,000 | 1,635,000 | 2,171,000 |
| Noninterest income | 30,000 | 60,000 | 83,000 | 111,000 |
| Noninterest expense | 388,000 | 810,000 | 1,223,000 | 1,852,000 |
| Provision for loan losses | 30,000 | 75,000 | 820,000 | 975,000 |
| Pretax income | 99,000 | 169,000 | -344,000 | -559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 169,000 | -344,000 | -559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,927,000 | 4,997,000 | 4,783,000 | 4,569,000 |
| Total capital | 5,585,000 | 5,695,000 | 5,502,000 | 5,254,000 |
| Risk-weighted assets | 52,206,000 | 55,448,000 | 58,096,000 | 55,987,000 |