Call reports 2012
STATE BANK OF TAUNTON — 2012
What STATE BANK OF TAUNTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,875,000 | 69,565,000 | 68,919,000 | 68,384,000 |
| Total loans | 47,293,000 | 47,669,000 | 46,511,000 | 46,260,000 |
| Allowance for loan losses | 647,000 | 654,000 | 593,000 | 1,397,000 |
| Securities available for sale | 11,113,000 | 10,392,000 | 11,392,000 | 11,108,000 |
| Securities held to maturity | 265,000 | 225,000 | 225,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,872,000 | 63,436,000 | 62,515,000 | 62,964,000 |
| Interest-bearing deposits | 56,594,000 | 57,774,000 | 57,201,000 | 56,403,000 |
| Noninterest-bearing deposits | 5,278,000 | 5,662,000 | 5,314,000 | 6,561,000 |
| Equity capital | 5,801,000 | 5,879,000 | 6,114,000 | 5,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,605,000 | 2,444,000 | 3,227,000 |
| Interest expense | 217,000 | 448,000 | 684,000 | 907,000 |
| Net interest income | 581,000 | 1,157,000 | 1,760,000 | 2,320,000 |
| Noninterest income | 32,000 | 58,000 | 94,000 | 128,000 |
| Noninterest expense | 429,000 | 877,000 | 1,275,000 | 1,710,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 995,000 |
| Pretax income | 139,000 | 252,000 | 431,000 | -255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 252,000 | 431,000 | -255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,524,000 | 5,537,000 | 5,716,000 | 4,826,000 |
| Total capital | 6,171,000 | 6,191,000 | 6,309,000 | 5,474,000 |
| Risk-weighted assets | 52,672,000 | 53,122,000 | 52,289,000 | 51,107,000 |