Call reports 2011
STATE BANK OF TAUNTON — 2011
What STATE BANK OF TAUNTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,428,000 | 57,943,000 | 61,006,000 | 64,573,000 |
| Total loans | 38,684,000 | 41,053,000 | 40,752,000 | 43,860,000 |
| Allowance for loan losses | 526,000 | 543,000 | 589,000 | 610,000 |
| Securities available for sale | 8,892,000 | 9,164,000 | 9,459,000 | 10,137,000 |
| Securities held to maturity | 620,000 | 620,000 | 600,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,947,000 | 52,283,000 | 55,087,000 | 58,769,000 |
| Interest-bearing deposits | 45,861,000 | 48,270,000 | 51,030,000 | 52,321,000 |
| Noninterest-bearing deposits | 4,086,000 | 4,013,000 | 4,058,000 | 6,448,000 |
| Equity capital | 5,266,000 | 5,422,000 | 5,624,000 | 5,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,357,000 | 2,113,000 | 2,910,000 |
| Interest expense | 201,000 | 412,000 | 633,000 | 850,000 |
| Net interest income | 442,000 | 945,000 | 1,480,000 | 2,060,000 |
| Noninterest income | 37,000 | 78,000 | 130,000 | 163,000 |
| Noninterest expense | 378,000 | 803,000 | 1,181,000 | 1,618,000 |
| Provision for loan losses | 30,000 | 60,000 | 160,000 | 190,000 |
| Pretax income | 71,000 | 160,000 | 269,000 | 415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 160,000 | 269,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,271,000 | 5,381,000 | 5,385,000 |
| Total capital | 5,808,000 | 5,814,000 | 5,962,000 | 5,995,000 |
| Risk-weighted assets | 42,926,000 | 46,037,000 | 46,439,000 | 50,803,000 |