Call reports 2010
STATE BANK OF TAUNTON — 2010
What STATE BANK OF TAUNTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 41,744,000 | 44,599,000 | 50,000,000 | 51,870,000 |
| Total loans | 29,118,000 | 32,146,000 | 34,177,000 | 35,410,000 |
| Allowance for loan losses | 365,000 | 431,000 | 476,000 | 526,000 |
| Securities available for sale | 5,878,000 | 6,278,000 | 7,700,000 | 9,385,000 |
| Securities held to maturity | 1,176,000 | 750,000 | 711,000 | 711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,511,000 | 38,010,000 | 44,364,000 | 46,587,000 |
| Interest-bearing deposits | 32,832,000 | 34,867,000 | 40,704,000 | 42,493,000 |
| Noninterest-bearing deposits | 3,679,000 | 3,143,000 | 3,660,000 | 4,094,000 |
| Equity capital | 5,087,000 | 5,214,000 | 5,367,000 | 5,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,082,000 | 1,705,000 | 2,340,000 |
| Interest expense | 139,000 | 287,000 | 455,000 | 651,000 |
| Net interest income | 363,000 | 795,000 | 1,250,000 | 1,689,000 |
| Noninterest income | 36,000 | 81,000 | 126,000 | 173,000 |
| Noninterest expense | 330,000 | 661,000 | 990,000 | 1,345,000 |
| Provision for loan losses | 30,000 | 85,000 | 165,000 | 195,000 |
| Pretax income | 39,000 | 130,000 | 221,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 130,000 | 221,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,049,000 | 5,140,000 | 5,231,000 | 5,211,000 |
| Total capital | 5,414,000 | 5,567,000 | 5,701,000 | 5,708,000 |
| Risk-weighted assets | 32,262,000 | 34,161,000 | 37,569,000 | 39,709,000 |