Call reports 2009
STATE BANK OF TAUNTON — 2009
What STATE BANK OF TAUNTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,470,000 | 38,385,000 | 39,323,000 | 41,300,000 |
| Total loans | 21,960,000 | 24,641,000 | 25,975,000 | 27,264,000 |
| Allowance for loan losses | 356,000 | 385,000 | 391,000 | 401,000 |
| Securities available for sale | 3,977,000 | 4,839,000 | 5,619,000 | 6,056,000 |
| Securities held to maturity | 2,090,000 | 1,706,000 | 1,605,000 | 1,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,265,000 | 32,067,000 | 33,829,000 | 35,280,000 |
| Interest-bearing deposits | 28,656,000 | 28,708,000 | 30,758,000 | 30,977,000 |
| Noninterest-bearing deposits | 3,609,000 | 3,359,000 | 3,071,000 | 4,303,000 |
| Equity capital | 5,053,000 | 5,148,000 | 5,276,000 | 5,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 942,000 | 1,436,000 | 1,943,000 |
| Interest expense | 157,000 | 311,000 | 468,000 | 611,000 |
| Net interest income | 295,000 | 631,000 | 968,000 | 1,332,000 |
| Noninterest income | 41,000 | 92,000 | 137,000 | 184,000 |
| Noninterest expense | 262,000 | 508,000 | 780,000 | 1,138,000 |
| Provision for loan losses | 22,000 | 60,000 | 82,000 | 105,000 |
| Pretax income | 52,000 | 155,000 | 243,000 | 273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 155,000 | 243,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,023,000 | 5,126,000 | 5,214,000 | 5,154,000 |
| Total capital | 5,344,000 | 5,483,000 | 5,587,000 | 5,546,000 |
| Risk-weighted assets | 25,607,000 | 27,802,000 | 29,139,000 | 30,662,000 |