Call reports 2007
STATE BANK OF TAUNTON — 2007
What STATE BANK OF TAUNTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,856,000 | 33,193,000 | 33,863,000 | 35,055,000 |
| Total loans | 19,747,000 | 19,240,000 | 19,154,000 | 19,508,000 |
| Allowance for loan losses | 389,000 | 410,000 | 402,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,289,000 | 11,017,000 | 12,433,000 | 12,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,487,000 | 27,742,000 | 28,346,000 | 29,658,000 |
| Interest-bearing deposits | 25,595,000 | 25,087,000 | 25,522,000 | 26,277,000 |
| Noninterest-bearing deposits | 2,892,000 | 2,655,000 | 2,824,000 | 3,381,000 |
| Equity capital | 5,135,000 | 5,209,000 | 5,292,000 | 5,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,062,000 | 1,600,000 | 2,123,000 |
| Interest expense | 233,000 | 462,000 | 706,000 | 956,000 |
| Net interest income | 300,000 | 600,000 | 894,000 | 1,167,000 |
| Noninterest income | 27,000 | 61,000 | 97,000 | 133,000 |
| Noninterest expense | 210,000 | 404,000 | 592,000 | 928,000 |
| Provision for loan losses | 20,000 | 40,000 | 50,000 | 125,000 |
| Pretax income | 97,000 | 217,000 | 349,000 | 247,000 |
| Income tax | 35,000 | 81,000 | 130,000 | 75,000 |
| Net income | 62,000 | 136,000 | 219,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,135,000 | 5,209,000 | 5,292,000 | 5,218,000 |
| Total capital | 5,447,000 | 5,496,000 | 5,584,000 | 5,515,000 |
| Risk-weighted assets | 24,859,000 | 22,876,000 | 23,244,000 | 23,579,000 |