Call reports 2006
STATE BANK OF TAUNTON — 2006
What STATE BANK OF TAUNTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,113,000 | 33,190,000 | 33,280,000 | 34,227,000 |
| Total loans | 19,729,000 | 20,361,000 | 20,852,000 | 20,349,000 |
| Allowance for loan losses | 398,000 | 421,000 | 427,000 | 449,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,943,000 | 11,178,000 | 10,757,000 | 10,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,124,000 | 26,219,000 | 27,538,000 | 28,833,000 |
| Interest-bearing deposits | 25,139,000 | 23,729,000 | 25,011,000 | 25,715,000 |
| Noninterest-bearing deposits | 2,985,000 | 2,490,000 | 2,527,000 | 3,118,000 |
| Equity capital | 4,915,000 | 5,029,000 | 5,092,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,011,000 | 1,542,000 | 2,078,000 |
| Interest expense | 194,000 | 396,000 | 623,000 | 858,000 |
| Net interest income | 306,000 | 615,000 | 919,000 | 1,220,000 |
| Noninterest income | 83,000 | 111,000 | 144,000 | 172,000 |
| Noninterest expense | 188,000 | 372,000 | 545,000 | 820,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 80,000 |
| Pretax income | 181,000 | 312,000 | 456,000 | 490,000 |
| Income tax | 53,000 | 70,000 | 151,000 | 177,000 |
| Net income | 128,000 | 242,000 | 305,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,915,000 | 5,029,000 | 5,092,000 | 5,073,000 |
| Total capital | 5,238,000 | 5,357,000 | 5,428,000 | 5,398,000 |
| Risk-weighted assets | 25,772,000 | 26,114,000 | 26,779,000 | 25,890,000 |