Call reports 2002
STATE BANK OF TAUNTON — 2002
What STATE BANK OF TAUNTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,411,000 | 24,259,000 | 24,524,000 | 27,246,000 |
| Total loans | 14,307,000 | 15,998,000 | 16,337,000 | 15,028,000 |
| Allowance for loan losses | 483,000 | 470,000 | 494,000 | 509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,069,000 | 6,522,000 | 6,315,000 | 6,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,086,000 | 19,551,000 | 20,026,000 | 22,837,000 |
| Interest-bearing deposits | 16,971,000 | 17,503,000 | 18,117,000 | 19,653,000 |
| Noninterest-bearing deposits | 2,115,000 | 2,048,000 | 1,909,000 | 3,184,000 |
| Equity capital | 4,190,000 | 4,243,000 | 4,306,000 | 4,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 751,000 | 1,134,000 | 1,497,000 |
| Interest expense | 114,000 | 223,000 | 333,000 | 445,000 |
| Net interest income | 260,000 | 528,000 | 801,000 | 1,052,000 |
| Noninterest income | 25,000 | 52,000 | 83,000 | 114,000 |
| Noninterest expense | 204,000 | 402,000 | 598,000 | 809,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 60,000 |
| Pretax income | 81,000 | 160,000 | 248,000 | 296,000 |
| Income tax | 26,000 | 52,000 | 77,000 | 93,000 |
| Net income | 55,000 | 108,000 | 171,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,190,000 | 4,243,000 | 4,306,000 | 4,311,000 |
| Total capital | 4,489,000 | 4,552,000 | 4,619,000 | 4,658,000 |
| Risk-weighted assets | 23,709,000 | 24,568,000 | 24,837,000 | 27,593,000 |