Call reports 2001
STATE BANK OF TAUNTON — 2001
What STATE BANK OF TAUNTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,897,000 | 22,551,000 | 23,405,000 | 23,797,000 |
| Total loans | 12,102,000 | 13,144,000 | 13,327,000 | 13,143,000 |
| Allowance for loan losses | 498,000 | 485,000 | 482,000 | 474,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,762,000 | 6,833,000 | 6,614,000 | 7,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,721,000 | 18,263,000 | 19,052,000 | 19,503,000 |
| Interest-bearing deposits | 17,173,000 | 16,560,000 | 17,250,000 | 17,223,000 |
| Noninterest-bearing deposits | 1,548,000 | 1,703,000 | 1,802,000 | 2,280,000 |
| Equity capital | 4,004,000 | 4,054,000 | 4,110,000 | 4,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 842,000 | 1,249,000 | 1,626,000 |
| Interest expense | 176,000 | 350,000 | 513,000 | 656,000 |
| Net interest income | 239,000 | 492,000 | 736,000 | 970,000 |
| Noninterest income | 54,000 | 78,000 | 103,000 | 129,000 |
| Noninterest expense | 191,000 | 363,000 | 543,000 | 723,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 60,000 |
| Pretax income | 82,000 | 167,000 | 256,000 | 316,000 |
| Income tax | 27,000 | 62,000 | 95,000 | 103,000 |
| Net income | 55,000 | 105,000 | 161,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,004,000 | 4,054,000 | 4,110,000 | 4,135,000 |
| Total capital | 4,296,000 | 4,342,000 | 4,409,000 | 4,438,000 |
| Risk-weighted assets | 23,190,000 | 22,839,000 | 23,704,000 | 24,100,000 |