Call reports 2005
POSTVILLE STATE BANK — 2005
What POSTVILLE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,212,000 | 68,101,000 | 68,235,000 | 65,917,000 |
| Total loans | 25,449,000 | 27,034,000 | 27,724,000 | 28,006,000 |
| Allowance for loan losses | 392,000 | 388,000 | 373,000 | 388,000 |
| Securities available for sale | 0 | 28,517,000 | 27,688,000 | 25,977,000 |
| Securities held to maturity | 24,475,000 | 6,353,000 | 5,845,000 | 5,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,364,000 | 55,900,000 | 52,915,000 | 56,704,000 |
| Interest-bearing deposits | 48,297,000 | 51,781,000 | 48,839,000 | 51,348,000 |
| Noninterest-bearing deposits | 5,067,000 | 4,119,000 | 4,076,000 | 5,356,000 |
| Equity capital | 7,474,000 | 9,386,000 | 8,975,000 | 8,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 758,000 | 1,557,000 | 2,418,000 |
| Interest expense | 309,000 | 329,000 | 701,000 | 1,137,000 |
| Net interest income | 315,000 | 429,000 | 856,000 | 1,281,000 |
| Noninterest income | 19,000 | 17,000 | 38,000 | 57,000 |
| Noninterest expense | 235,000 | 197,000 | 663,000 | 968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 249,000 | 261,000 | 370,000 |
| Income tax | 42,000 | 48,000 | 56,000 | 129,000 |
| Net income | 57,000 | 201,000 | 205,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,474,000 | 5,111,000 | 4,942,000 | 4,993,000 |
| Total capital | 7,866,000 | 5,499,000 | 5,314,000 | 5,333,000 |
| Risk-weighted assets | 32,473,000 | 32,139,000 | 29,757,000 | 27,122,000 |