Call reports 2004
POSTVILLE STATE BANK — 2004
What POSTVILLE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,696,000 | 60,645,000 | 59,061,000 | 60,777,000 |
| Total loans | 25,577,000 | 26,016,000 | 26,269,000 | 25,113,000 |
| Allowance for loan losses | 382,000 | 374,000 | 380,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,698,000 | 32,007,000 | 28,318,000 | 25,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,121,000 | 52,956,000 | 51,116,000 | 53,065,000 |
| Interest-bearing deposits | 47,887,000 | 48,270,000 | 46,810,000 | 48,110,000 |
| Noninterest-bearing deposits | 4,234,000 | 4,686,000 | 4,307,000 | 4,955,000 |
| Equity capital | 7,117,000 | 7,312,000 | 7,507,000 | 7,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,516,000 | 2,288,000 | 2,971,000 |
| Interest expense | 284,000 | 566,000 | 849,000 | 1,138,000 |
| Net interest income | 456,000 | 950,000 | 1,439,000 | 1,833,000 |
| Noninterest income | 17,000 | 35,000 | 44,000 | 58,000 |
| Noninterest expense | 210,000 | 432,000 | 645,000 | 1,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 263,000 | 553,000 | 838,000 | 667,000 |
| Income tax | 75,000 | 170,000 | 260,000 | 179,000 |
| Net income | 188,000 | 383,000 | 578,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,312,000 | 7,507,000 | 7,417,000 |
| Total capital | 7,499,000 | 7,686,000 | 7,887,000 | 7,802,000 |
| Risk-weighted assets | 32,770,000 | 33,525,000 | 33,505,000 | 32,851,000 |