Call reports 2003
POSTVILLE STATE BANK — 2003
What POSTVILLE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,736,000 | 62,495,000 | 60,157,000 | 60,673,000 |
| Total loans | 26,310,000 | 27,302,000 | 27,506,000 | 25,769,000 |
| Allowance for loan losses | 377,000 | 382,000 | 384,000 | 373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,079,000 | 28,867,000 | 28,243,000 | 29,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,318,000 | 54,991,000 | 52,462,000 | 53,378,000 |
| Interest-bearing deposits | 50,929,000 | 50,790,000 | 48,606,000 | 47,974,000 |
| Noninterest-bearing deposits | 4,389,000 | 4,202,000 | 3,856,000 | 5,404,000 |
| Equity capital | 6,887,000 | 7,058,000 | 7,222,000 | 6,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,614,000 | 2,366,000 | 3,102,000 |
| Interest expense | 398,000 | 781,000 | 1,109,000 | 1,415,000 |
| Net interest income | 426,000 | 833,000 | 1,257,000 | 1,687,000 |
| Noninterest income | 54,000 | 105,000 | 157,000 | 207,000 |
| Noninterest expense | 193,000 | 398,000 | 636,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 119,000 |
| Pretax income | 287,000 | 540,000 | 778,000 | 773,000 |
| Income tax | 81,000 | 164,000 | 237,000 | 225,000 |
| Net income | 206,000 | 376,000 | 541,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,887,000 | 7,058,000 | 7,222,000 | 6,929,000 |
| Total capital | 7,264,000 | 7,440,000 | 7,606,000 | 7,302,000 |
| Risk-weighted assets | 33,940,000 | 34,619,000 | 34,595,000 | 33,000,000 |