Call reports 2002
POSTVILLE STATE BANK — 2002
What POSTVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,676,000 | 59,562,000 | 59,982,000 | 62,194,000 |
| Total loans | 25,215,000 | 25,682,000 | 26,140,000 | 26,141,000 |
| Allowance for loan losses | 434,000 | 434,000 | 369,000 | 373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,568,000 | 30,493,000 | 29,513,000 | 30,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,684,000 | 52,457,000 | 52,671,000 | 55,077,000 |
| Interest-bearing deposits | 47,710,000 | 48,678,000 | 49,297,000 | 50,620,000 |
| Noninterest-bearing deposits | 3,974,000 | 3,779,000 | 3,374,000 | 4,457,000 |
| Equity capital | 6,507,000 | 6,676,000 | 6,781,000 | 6,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,728,000 | 2,584,000 | 3,429,000 |
| Interest expense | 471,000 | 935,000 | 1,393,000 | 1,832,000 |
| Net interest income | 396,000 | 793,000 | 1,191,000 | 1,597,000 |
| Noninterest income | 48,000 | 101,000 | 160,000 | 219,000 |
| Noninterest expense | 184,000 | 376,000 | 601,000 | 947,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 260,000 | 518,000 | 700,000 | 819,000 |
| Income tax | 69,000 | 158,000 | 235,000 | 254,000 |
| Net income | 191,000 | 360,000 | 465,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,507,000 | 6,676,000 | 6,781,000 | 6,681,000 |
| Total capital | 6,905,000 | 7,083,000 | 7,150,000 | 7,054,000 |
| Risk-weighted assets | 31,796,000 | 32,558,000 | 33,251,000 | 33,611,000 |