Call reports 2001
POSTVILLE STATE BANK — 2001
What POSTVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,622,000 | 55,664,000 | 55,131,000 | 57,808,000 |
| Total loans | 24,875,000 | 24,757,000 | 24,632,000 | 26,203,000 |
| Allowance for loan losses | 494,000 | 503,000 | 504,000 | 431,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,575,000 | 23,689,000 | 25,302,000 | 25,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,777,000 | 48,883,000 | 48,173,000 | 51,027,000 |
| Interest-bearing deposits | 43,212,000 | 44,579,000 | 44,910,000 | 46,093,000 |
| Noninterest-bearing deposits | 3,565,000 | 4,304,000 | 3,263,000 | 4,933,000 |
| Equity capital | 6,217,000 | 6,306,000 | 6,419,000 | 6,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,817,000 | 2,720,000 | 3,600,000 |
| Interest expense | 582,000 | 1,163,000 | 1,738,000 | 2,250,000 |
| Net interest income | 334,000 | 654,000 | 982,000 | 1,350,000 |
| Noninterest income | 36,000 | 66,000 | 98,000 | 135,000 |
| Noninterest expense | 189,000 | 406,000 | 598,000 | 858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 314,000 | 482,000 | 627,000 |
| Income tax | 33,000 | 76,000 | 132,000 | 180,000 |
| Net income | 148,000 | 238,000 | 350,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,217,000 | 6,306,000 | 6,419,000 | 6,316,000 |
| Total capital | 6,577,000 | 6,682,000 | 6,803,000 | 6,719,000 |
| Risk-weighted assets | 28,654,000 | 29,922,000 | 30,606,000 | 32,222,000 |