Call reports 2004
BANK OF JACOMO — 2004
What BANK OF JACOMO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 254,963,000 | 248,329,000 |
| Total loans | 169,044,000 | 165,705,000 |
| Allowance for loan losses | 3,227,000 | 3,308,000 |
| Securities available for sale | 6,795,000 | 12,773,000 |
| Securities held to maturity | 28,655,000 | 19,418,000 |
| Trading assets | 0 | 0 |
| Total deposits | 204,104,000 | 198,168,000 |
| Interest-bearing deposits | 146,755,000 | 143,062,000 |
| Noninterest-bearing deposits | 57,349,000 | 55,106,000 |
| Equity capital | 44,156,000 | 43,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 3,109,000 | 6,180,000 |
| Interest expense | 472,000 | 925,000 |
| Net interest income | 2,637,000 | 5,255,000 |
| Noninterest income | 819,000 | 1,732,000 |
| Noninterest expense | 1,718,000 | 3,535,000 |
| Provision for loan losses | 147,000 | 247,000 |
| Pretax income | 1,591,000 | 3,205,000 |
| Income tax | 602,000 | 1,214,000 |
| Net income | 989,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 19,475,000 | 19,472,000 |
| Total capital | 21,679,000 | 21,625,000 |
| Risk-weighted assets | 175,334,000 | 171,088,000 |