Call reports 2001
BANK OF JACOMO — 2001
What BANK OF JACOMO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 226,386,000 | 224,291,000 | 229,965,000 | 235,897,000 |
| Total loans | 164,713,000 | 160,930,000 | 162,362,000 | 164,625,000 |
| Allowance for loan losses | 2,618,000 | 2,716,000 | 2,844,000 | 2,974,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,470,000 | 10,938,000 | 10,948,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,009,000 | 173,248,000 | 178,319,000 | 184,727,000 |
| Interest-bearing deposits | 129,481,000 | 128,612,000 | 132,285,000 | 135,958,000 |
| Noninterest-bearing deposits | 44,528,000 | 44,636,000 | 46,034,000 | 48,769,000 |
| Equity capital | 43,669,000 | 43,636,000 | 43,627,000 | 43,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,000,000 | 8,028,000 | 11,942,000 | 15,378,000 |
| Interest expense | 1,416,000 | 2,826,000 | 4,102,000 | 5,246,000 |
| Net interest income | 2,584,000 | 5,202,000 | 7,840,000 | 10,132,000 |
| Noninterest income | 559,000 | 1,183,000 | 1,798,000 | 2,760,000 |
| Noninterest expense | 1,914,000 | 3,860,000 | 5,776,000 | 8,088,000 |
| Provision for loan losses | 152,000 | 279,000 | 410,000 | 532,000 |
| Pretax income | 1,077,000 | 2,246,000 | 3,452,000 | 4,272,000 |
| Income tax | 485,000 | 1,011,000 | 1,550,000 | 1,941,000 |
| Net income | 592,000 | 1,235,000 | 1,902,000 | 2,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,201,000 | 18,442,000 | 18,707,000 | 19,060,000 |
| Total capital | 20,253,000 | 20,463,000 | 20,744,000 | 21,099,000 |
| Risk-weighted assets | 163,590,000 | 160,998,000 | 162,115,000 | 162,171,000 |