Call reports 2015
BNA BANK — 2015
What BNA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 438,119,000 | 434,075,000 | 437,929,000 | 440,969,000 |
| Total loans | 225,847,000 | 224,524,000 | 229,581,000 | 234,847,000 |
| Allowance for loan losses | 5,396,000 | 5,483,000 | 5,626,000 | 5,553,000 |
| Securities available for sale | 70,566,000 | 76,558,000 | 75,278,000 | 69,808,000 |
| Securities held to maturity | 94,952,000 | 90,632,000 | 92,783,000 | 90,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,335,000 | 366,851,000 | 369,549,000 | 375,291,000 |
| Interest-bearing deposits | 326,634,000 | 320,421,000 | 320,848,000 | 325,985,000 |
| Noninterest-bearing deposits | 44,701,000 | 46,430,000 | 48,701,000 | 49,306,000 |
| Equity capital | 55,101,000 | 55,922,000 | 57,748,000 | 55,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,916,000 | 7,805,000 | 11,855,000 | 15,744,000 |
| Interest expense | 525,000 | 1,052,000 | 1,557,000 | 2,051,000 |
| Net interest income | 3,391,000 | 6,753,000 | 10,298,000 | 13,693,000 |
| Noninterest income | 692,000 | 1,712,000 | 2,550,000 | 3,369,000 |
| Noninterest expense | 2,413,000 | 4,744,000 | 7,088,000 | 9,485,000 |
| Provision for loan losses | 222,000 | 446,000 | 574,000 | 650,000 |
| Pretax income | 1,447,000 | 3,376,000 | 5,287,000 | 7,135,000 |
| Income tax | 370,000 | 770,000 | 1,177,000 | 1,678,000 |
| Net income | 1,077,000 | 2,606,000 | 4,110,000 | 5,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,743,000 | 55,273,000 | 56,781,000 | 54,416,000 |
| Total capital | 56,965,000 | 58,486,000 | 60,060,000 | 57,760,000 |
| Risk-weighted assets | 255,581,000 | 254,807,000 | 259,977,000 | 265,280,000 |