Call reports 2012
BNA BANK — 2012
What BNA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 416,235,000 | 410,276,000 | 412,384,000 | 423,916,000 |
| Total loans | 217,057,000 | 214,499,000 | 211,953,000 | 217,104,000 |
| Allowance for loan losses | 4,441,000 | 4,733,000 | 4,701,000 | 4,587,000 |
| Securities available for sale | 126,126,000 | 131,250,000 | 137,131,000 | 140,270,000 |
| Securities held to maturity | 25,193,000 | 23,425,000 | 21,387,000 | 20,071,000 |
| Trading assets | 1,382,000 | 1,373,000 | 1,114,000 | 212,000 |
| Total deposits | 349,620,000 | 343,975,000 | 344,452,000 | 359,108,000 |
| Interest-bearing deposits | 316,229,000 | 312,390,000 | 312,121,000 | 325,044,000 |
| Noninterest-bearing deposits | 33,391,000 | 31,585,000 | 32,331,000 | 34,064,000 |
| Equity capital | 53,048,000 | 54,970,000 | 56,462,000 | 52,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,439,000 | 8,932,000 | 13,200,000 | 17,314,000 |
| Interest expense | 947,000 | 1,823,000 | 2,623,000 | 3,378,000 |
| Net interest income | 3,492,000 | 7,109,000 | 10,577,000 | 13,936,000 |
| Noninterest income | 505,000 | 1,118,000 | 1,738,000 | 2,216,000 |
| Noninterest expense | 2,205,000 | 4,391,000 | 6,715,000 | 9,213,000 |
| Provision for loan losses | 375,000 | 750,000 | 975,000 | 1,125,000 |
| Pretax income | 1,417,000 | 3,088,000 | 4,627,000 | 5,883,000 |
| Income tax | 268,000 | 538,000 | 844,000 | 1,206,000 |
| Net income | 1,149,000 | 2,550,000 | 3,783,000 | 4,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,991,000 | 51,392,000 | 52,644,000 | 49,814,000 |
| Total capital | 52,961,000 | 54,316,000 | 55,541,000 | 52,788,000 |
| Risk-weighted assets | 236,052,000 | 232,085,000 | 229,963,000 | 236,344,000 |