Call reports 2010
BNA BANK — 2010
What BNA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 407,092,000 | 397,037,000 | 400,731,000 | 400,470,000 |
| Total loans | 219,966,000 | 221,867,000 | 224,043,000 | 221,685,000 |
| Allowance for loan losses | 3,358,000 | 3,471,000 | 3,833,000 | 3,870,000 |
| Securities available for sale | 92,479,000 | 98,112,000 | 97,013,000 | 102,441,000 |
| Securities held to maturity | 36,467,000 | 35,607,000 | 34,180,000 | 31,818,000 |
| Trading assets | 4,750,000 | 4,047,000 | 3,624,000 | 2,599,000 |
| Total deposits | 333,579,000 | 324,795,000 | 326,833,000 | 330,142,000 |
| Interest-bearing deposits | 303,773,000 | 297,819,000 | 298,261,000 | 303,096,000 |
| Noninterest-bearing deposits | 29,806,000 | 26,976,000 | 28,572,000 | 27,046,000 |
| Equity capital | 50,894,000 | 52,117,000 | 53,629,000 | 49,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,826,000 | 9,836,000 | 14,821,000 | 19,672,000 |
| Interest expense | 1,534,000 | 2,984,000 | 4,350,000 | 5,634,000 |
| Net interest income | 3,292,000 | 6,852,000 | 10,471,000 | 14,038,000 |
| Noninterest income | 558,000 | 752,000 | 1,301,000 | 1,846,000 |
| Noninterest expense | 2,222,000 | 4,538,000 | 6,574,000 | 8,453,000 |
| Provision for loan losses | 225,000 | 550,000 | 925,000 | 1,500,000 |
| Pretax income | 1,404,000 | 2,517,000 | 4,274,000 | 5,933,000 |
| Income tax | 275,000 | 527,000 | 826,000 | 1,342,000 |
| Net income | 1,129,000 | 1,990,000 | 3,448,000 | 4,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,366,000 | 50,227,000 | 51,685,000 | 49,030,000 |
| Total capital | 52,430,000 | 53,257,000 | 54,746,000 | 52,038,000 |
| Risk-weighted assets | 244,472,000 | 241,921,000 | 244,113,000 | 239,811,000 |