Call reports 2009
BNA BANK — 2009
What BNA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 392,118,000 | 392,503,000 | 392,289,000 | 398,323,000 |
| Total loans | 212,137,000 | 214,349,000 | 215,266,000 | 221,095,000 |
| Allowance for loan losses | 2,954,000 | 3,282,000 | 2,815,000 | 3,279,000 |
| Securities available for sale | 84,222,000 | 86,327,000 | 91,119,000 | 91,988,000 |
| Securities held to maturity | 48,478,000 | 43,521,000 | 40,673,000 | 38,308,000 |
| Trading assets | 5,773,000 | 5,291,000 | 5,058,000 | 4,920,000 |
| Total deposits | 316,715,000 | 318,426,000 | 317,419,000 | 326,318,000 |
| Interest-bearing deposits | 288,852,000 | 290,390,000 | 289,535,000 | 297,809,000 |
| Noninterest-bearing deposits | 27,863,000 | 28,036,000 | 27,884,000 | 28,509,000 |
| Equity capital | 49,085,000 | 49,704,000 | 52,182,000 | 49,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,994,000 | 9,852,000 | 14,931,000 | 19,887,000 |
| Interest expense | 2,068,000 | 4,042,000 | 5,813,000 | 7,479,000 |
| Net interest income | 2,926,000 | 5,810,000 | 9,118,000 | 12,408,000 |
| Noninterest income | 715,000 | 1,343,000 | 2,105,000 | 2,608,000 |
| Noninterest expense | 1,908,000 | 3,873,000 | 6,084,000 | 8,193,000 |
| Provision for loan losses | 180,000 | 540,000 | 900,000 | 1,330,000 |
| Pretax income | 1,553,000 | 2,740,000 | 4,248,000 | 5,507,000 |
| Income tax | 263,000 | 528,000 | 797,000 | 1,040,000 |
| Net income | 1,290,000 | 2,212,000 | 3,451,000 | 4,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,810,000 | 49,782,000 | 51,021,000 | 48,238,000 |
| Total capital | 51,731,000 | 52,737,000 | 53,836,000 | 51,305,000 |
| Risk-weighted assets | 233,618,000 | 236,132,000 | 235,879,000 | 245,011,000 |