Call reports 2008
BNA BANK — 2008
What BNA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 368,556,000 | 382,531,000 | 379,444,000 | 385,112,000 |
| Total loans | 199,383,000 | 207,863,000 | 209,706,000 | 211,230,000 |
| Allowance for loan losses | 3,464,000 | 3,527,000 | 3,633,000 | 3,156,000 |
| Securities available for sale | 73,128,000 | 80,736,000 | 78,151,000 | 78,567,000 |
| Securities held to maturity | 54,640,000 | 53,367,000 | 51,935,000 | 50,786,000 |
| Trading assets | 6,510,000 | 6,156,000 | 5,943,000 | 5,945,000 |
| Total deposits | 304,215,000 | 301,769,000 | 302,429,000 | 308,461,000 |
| Interest-bearing deposits | 275,754,000 | 272,013,000 | 273,887,000 | 280,873,000 |
| Noninterest-bearing deposits | 28,461,000 | 29,756,000 | 28,542,000 | 27,588,000 |
| Equity capital | 47,810,000 | 47,953,000 | 49,195,000 | 47,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,456,000 | 10,890,000 | 16,330,000 | 21,576,000 |
| Interest expense | 2,527,000 | 4,786,000 | 7,083,000 | 9,286,000 |
| Net interest income | 2,929,000 | 6,104,000 | 9,247,000 | 12,290,000 |
| Noninterest income | 758,000 | 1,339,000 | 2,080,000 | 2,758,000 |
| Noninterest expense | 1,946,000 | 3,696,000 | 5,553,000 | 7,420,000 |
| Provision for loan losses | 360,000 | 600,000 | 780,000 | 1,460,000 |
| Pretax income | 1,381,000 | 3,147,000 | 4,503,000 | 5,688,000 |
| Income tax | 231,000 | 600,000 | 787,000 | 1,039,000 |
| Net income | 1,150,000 | 2,547,000 | 3,716,000 | 4,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,293,000 | 48,734,000 | 50,119,000 | 47,386,000 |
| Total capital | 50,003,000 | 51,579,000 | 52,979,000 | 50,335,000 |
| Risk-weighted assets | 216,080,000 | 226,923,000 | 228,020,000 | 235,725,000 |