Call reports 2007
BNA BANK — 2007
What BNA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 347,424,000 | 351,754,000 | 360,507,000 | 357,556,000 |
| Total loans | 187,134,000 | 194,154,000 | 196,882,000 | 196,144,000 |
| Allowance for loan losses | 3,451,000 | 3,449,000 | 3,703,000 | 3,387,000 |
| Securities available for sale | 45,806,000 | 46,757,000 | 50,948,000 | 51,183,000 |
| Securities held to maturity | 50,419,000 | 73,106,000 | 71,893,000 | 66,699,000 |
| Trading assets | 32,713,000 | 6,295,000 | 6,347,000 | 6,411,000 |
| Total deposits | 293,600,000 | 290,915,000 | 296,154,000 | 298,814,000 |
| Interest-bearing deposits | 265,028,000 | 266,519,000 | 267,149,000 | 272,413,000 |
| Noninterest-bearing deposits | 28,572,000 | 24,396,000 | 29,005,000 | 26,401,000 |
| Equity capital | 45,203,000 | 45,968,000 | 47,613,000 | 45,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,206,000 | 10,690,000 | 16,282,000 | 21,825,000 |
| Interest expense | 2,351,000 | 4,846,000 | 7,475,000 | 10,121,000 |
| Net interest income | 2,855,000 | 5,844,000 | 8,807,000 | 11,704,000 |
| Noninterest income | 819,000 | 1,172,000 | 1,897,000 | 2,590,000 |
| Noninterest expense | 1,601,000 | 3,133,000 | 4,786,000 | 6,735,000 |
| Provision for loan losses | 60,000 | 120,000 | 480,000 | 840,000 |
| Pretax income | 2,013,000 | 3,763,000 | 5,438,000 | 6,719,000 |
| Income tax | 415,000 | 834,000 | 1,257,000 | 1,443,000 |
| Net income | 1,598,000 | 2,929,000 | 4,181,000 | 5,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,603,000 | 47,050,000 | 48,420,000 | 46,018,000 |
| Total capital | 48,083,000 | 49,683,000 | 51,128,000 | 48,669,000 |
| Risk-weighted assets | 197,434,000 | 209,822,000 | 215,618,000 | 211,380,000 |