Call reports 2006
BNA BANK — 2006
What BNA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 336,517,000 | 334,359,000 | 338,154,000 | 336,625,000 |
| Total loans | 172,801,000 | 176,237,000 | 176,362,000 | 183,438,000 |
| Allowance for loan losses | 3,271,000 | 3,311,000 | 3,372,000 | 3,392,000 |
| Securities available for sale | 89,188,000 | 78,451,000 | 78,564,000 | 79,479,000 |
| Securities held to maturity | 49,665,000 | 54,821,000 | 54,061,000 | 50,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,232,000 | 280,537,000 | 282,705,000 | 283,925,000 |
| Interest-bearing deposits | 255,643,000 | 253,286,000 | 253,807,000 | 256,511,000 |
| Noninterest-bearing deposits | 27,589,000 | 27,251,000 | 28,898,000 | 27,414,000 |
| Equity capital | 42,481,000 | 43,029,000 | 45,756,000 | 43,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,737,000 | 9,727,000 | 14,880,000 | 20,027,000 |
| Interest expense | 1,905,000 | 4,019,000 | 6,247,000 | 8,558,000 |
| Net interest income | 2,832,000 | 5,708,000 | 8,633,000 | 11,469,000 |
| Noninterest income | 759,000 | 1,369,000 | 2,010,000 | 2,734,000 |
| Noninterest expense | 1,564,000 | 3,097,000 | 4,679,000 | 6,208,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,967,000 | 3,640,000 | 5,564,000 | 7,535,000 |
| Income tax | 417,000 | 837,000 | 1,241,000 | 1,744,000 |
| Net income | 1,550,000 | 2,803,000 | 4,323,000 | 5,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,522,000 | 44,871,000 | 46,513,000 | 44,475,000 |
| Total capital | 45,802,000 | 47,219,000 | 48,869,000 | 46,876,000 |
| Risk-weighted assets | 181,346,000 | 186,883,000 | 187,456,000 | 191,110,000 |