Call reports 2005
BNA BANK — 2005
What BNA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 320,505,000 | 322,953,000 | 323,535,000 | 326,230,000 |
| Total loans | 169,465,000 | 168,505,000 | 169,719,000 | 171,229,000 |
| Allowance for loan losses | 3,048,000 | 3,109,000 | 3,127,000 | 3,153,000 |
| Securities available for sale | 75,534,000 | 84,296,000 | 83,357,000 | 83,429,000 |
| Securities held to maturity | 44,269,000 | 47,591,000 | 46,883,000 | 47,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,719,000 | 265,557,000 | 268,925,000 | 274,429,000 |
| Interest-bearing deposits | 242,431,000 | 241,231,000 | 243,246,000 | 247,147,000 |
| Noninterest-bearing deposits | 24,288,000 | 24,326,000 | 25,679,000 | 27,282,000 |
| Equity capital | 40,471,000 | 42,520,000 | 43,810,000 | 40,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,191,000 | 8,484,000 | 12,955,000 | 17,621,000 |
| Interest expense | 1,477,000 | 3,085,000 | 4,827,000 | 6,633,000 |
| Net interest income | 2,714,000 | 5,399,000 | 8,128,000 | 10,988,000 |
| Noninterest income | 587,000 | 1,122,000 | 1,716,000 | 2,287,000 |
| Noninterest expense | 1,316,000 | 2,598,000 | 4,056,000 | 5,540,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,940,000 | 3,804,000 | 5,608,000 | 7,495,000 |
| Income tax | 460,000 | 900,000 | 1,328,000 | 1,777,000 |
| Net income | 1,480,000 | 2,904,000 | 4,280,000 | 5,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,909,000 | 42,443,000 | 43,906,000 | 41,840,000 |
| Total capital | 43,093,000 | 44,638,000 | 46,119,000 | 44,077,000 |
| Risk-weighted assets | 173,819,000 | 174,671,000 | 176,099,000 | 178,075,000 |