Call reports 2004
BNA BANK — 2004
What BNA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 299,058,000 | 300,704,000 | 327,759,000 | 320,684,000 |
| Total loans | 168,921,000 | 172,110,000 | 166,124,000 | 170,648,000 |
| Allowance for loan losses | 3,208,000 | 3,108,000 | 2,999,000 | 3,017,000 |
| Securities available for sale | 65,930,000 | 61,618,000 | 73,261,000 | 82,068,000 |
| Securities held to maturity | 43,918,000 | 48,307,000 | 47,867,000 | 44,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,066,000 | 255,483,000 | 272,529,000 | 268,022,000 |
| Interest-bearing deposits | 234,413,000 | 232,451,000 | 242,661,000 | 241,136,000 |
| Noninterest-bearing deposits | 21,653,000 | 23,032,000 | 29,868,000 | 26,886,000 |
| Equity capital | 39,355,000 | 39,535,000 | 42,084,000 | 39,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,832,000 | 7,739,000 | 11,785,000 | 15,975,000 |
| Interest expense | 1,288,000 | 2,567,000 | 3,876,000 | 5,322,000 |
| Net interest income | 2,544,000 | 5,172,000 | 7,909,000 | 10,653,000 |
| Noninterest income | 518,000 | 1,133,000 | 1,701,000 | 2,295,000 |
| Noninterest expense | 1,400,000 | 2,662,000 | 4,026,000 | 5,317,000 |
| Provision for loan losses | 96,000 | 156,000 | 196,000 | 256,000 |
| Pretax income | 1,566,000 | 3,491,000 | 5,392,000 | 7,379,000 |
| Income tax | 381,000 | 847,000 | 1,263,000 | 1,878,000 |
| Net income | 1,185,000 | 2,644,000 | 4,129,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,268,000 | 39,817,000 | 41,441,000 | 39,318,000 |
| Total capital | 40,363,000 | 41,959,000 | 43,573,000 | 41,486,000 |
| Risk-weighted assets | 165,957,000 | 170,398,000 | 169,662,000 | 172,602,000 |