Call reports 2003
BNA BANK — 2003
What BNA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 294,102,000 | 292,772,000 | 294,806,000 | 297,093,000 |
| Total loans | 167,972,000 | 172,779,000 | 168,607,000 | 167,313,000 |
| Allowance for loan losses | 3,091,000 | 3,133,000 | 3,132,000 | 3,137,000 |
| Securities available for sale | 58,982,000 | 57,947,000 | 59,270,000 | 61,333,000 |
| Securities held to maturity | 39,270,000 | 40,299,000 | 41,719,000 | 42,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,832,000 | 250,407,000 | 251,593,000 | 255,962,000 |
| Interest-bearing deposits | 228,668,000 | 229,432,000 | 229,432,000 | 230,511,000 |
| Noninterest-bearing deposits | 24,164,000 | 20,975,000 | 22,161,000 | 25,451,000 |
| Equity capital | 39,978,000 | 41,518,000 | 42,125,000 | 37,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,910,000 | 7,822,000 | 11,672,000 | 15,566,000 |
| Interest expense | 1,449,000 | 2,862,000 | 4,207,000 | 5,531,000 |
| Net interest income | 2,461,000 | 4,960,000 | 7,465,000 | 10,035,000 |
| Noninterest income | 566,000 | 1,142,000 | 1,718,000 | 2,231,000 |
| Noninterest expense | 1,309,000 | 2,620,000 | 3,941,000 | 4,976,000 |
| Provision for loan losses | 72,000 | 133,000 | 213,000 | 588,000 |
| Pretax income | 1,646,000 | 3,362,000 | 5,042,000 | 7,013,000 |
| Income tax | 410,000 | 804,000 | 1,259,000 | 1,759,000 |
| Net income | 1,236,000 | 2,558,000 | 3,783,000 | 5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,702,000 | 40,024,000 | 41,249,000 | 36,967,000 |
| Total capital | 40,727,000 | 42,092,000 | 43,310,000 | 39,023,000 |
| Risk-weighted assets | 160,922,000 | 164,358,000 | 163,776,000 | 163,204,000 |